<html><head><meta http-equiv="Content-Type" content="text/html charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">What a challenge in all regards Nancy…you sound brave though grief stricken&nbsp;<div class="">in the face of all the horrific details not least of which is the with holding stingy insurance industry. Two years ago a friend’s house burned to the ground-she hired someone whose speciality was dealing with insurance and helping her recreate and itemize every one of her possessions down to her eyebrow pencil! She found him enormously helpful, stress reducing and ultimately successful.</div><div class="">I wish you all the best through this grueling time,</div><div class="">Nanny-Co<br class=""><div><blockquote type="cite" class=""><div class="">On Nov 9, 2017, at 2:57 PM, <a href="mailto:oxford63@mailman.cyber-community.com" class="">oxford63@mailman.cyber-community.com</a> wrote:</div><br class="Apple-interchange-newline"><div class="">
  
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    <font face="Calibri" class="">Debbie -<br class="">
      <br class="">
      <font face="Calibri" class="">I think you nailed it!<br class="">
        <br class="">
        <font face="Calibri" class="">Nancy -<br class="">
          <br class="">
          <font face="Calibri" class="">I'm glad your angry, and I <font face="Calibri" class="">hope that expressing your feelings will
              slowly dissipate <font face="Calibri" class="">the <font face="Calibri" class="">terrible</font></font> loss. The
              shopping might be fun... <br class="">
              <br class="">
              <font face="Calibri" class="">We all spent time in Hartford, but
                really, one wonders about insurance companies these
                days. Hope State Farm comes through in the end.</font><br class="">
              <br class="">
            </font></font></font></font></font>
    <div class="moz-signature"><br class="">
      *** Jane ***<br class="">
      <br class="">
      Cyber Mesa Telecom<br class="">
      Santa Fe Headquarters<br class="">
      Tel 505-988-9200<br class="">
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          Numbers</i></a>
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    </div>
    <div class="moz-cite-prefix">On 11/9/2017 11:23 AM,
      <a class="moz-txt-link-abbreviated" href="mailto:oxford63@mailman.cyber-community.com">oxford63@mailman.cyber-community.com</a> wrote:<br class="">
    </div>
    <blockquote type="cite" cite="mid:CAKkig=jU+mJu9Hv09pgQsYt_-zDEzFzsdg3iBimOat2=y7AKaw@mail.gmail.com" class="">
      <div dir="auto" class="">Ahhh, Nancy -
        <div dir="auto" class=""><br class="">
          <div dir="auto" class="">
            <div dir="auto" class="">How frightening - the fire, smoke, heat ...</div>
            <div dir="auto" class="">How heartbreaking - the loss, the ruin ...</div>
            <div dir="auto" class="">How aggravating - the bureaucracy, the
              details ...</div>
            <div dir="auto" class="">How intense - the rage, the anger ...</div>
            <div dir="auto" class=""><br class="">
            </div>
            <div dir="auto" class="">How healing - the love of family, friends
              ...&nbsp;</div>
            <div dir="auto" class="">How comforting - a new home, new bed! ...&nbsp;</div>
            <div dir="auto" class="">How hopeful - new beginnings, new paths ...</div>
            <div dir="auto" class=""><br class="">
            </div>
            <div dir="auto" class="">&nbsp; &nbsp;... a blessing - you and George are, on
              so many levels, ok!</div>
            <div dir="auto" class=""><br class="">
            </div>
            <div dir="auto" class="">Your email, Nancy, was so raw and honest
              .... I felt honored that you shared all that with us.</div>
            <div dir="auto" class=""><br class="">
            </div>
            <div dir="auto" class="">Holding you in the Light ...</div>
            <div dir="auto" class="">With love and hugs,</div>
            <div dir="auto" class="">Debbie E</div>
            <div dir="auto" class=""><br class="">
            </div>
            <div dir="auto" class=""><br class="">
            </div>
          </div>
        </div>
      </div>
      <div class="gmail_extra"><br class="">
        <div class="gmail_quote">On Nov 8, 2017 2:11 PM, &lt;<a href="mailto:oxford63@mailman.cyber-community.com" moz-do-not-send="true" class="">oxford63@mailman.cyber-community.com</a>&gt;
          wrote:<br type="attribution" class="">
          <blockquote class="gmail_quote" style="margin:0 0 0
            .8ex;border-left:1px #ccc solid;padding-left:1ex">
            <div dir="ltr" class="">Dear Nancy,&nbsp;
              <div class="">&nbsp;I can't imagine what you are going through, &nbsp;but
                want to send wishes for you and George that this will
                get steadily better. Thinking of you.&nbsp;</div>
              <div class="">Franny</div>
            </div>
            <div class="gmail_extra"><br class="">
              <div class="gmail_quote">On Wed, Nov 8, 2017 at 12:37 PM,
                <span dir="ltr" class="">&lt;<a href="mailto:oxford63@mailman.cyber-community.com" target="_blank" moz-do-not-send="true" class="">oxford63@mailman.cyber-<wbr class="">community.com</a>&gt;</span>
                wrote:<br class="">
                <blockquote class="gmail_quote" style="margin:0 0 0
                  .8ex;border-left:1px #ccc solid;padding-left:1ex">
                  <div class="">
                    <div style="background-color: rgb(255, 255, 255); font-family: 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px;" class="">
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                          <div style="background-color: rgb(255, 255, 255); font-family: 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px;" id="m_6806417001252535583m_5968598372613470820yui_3_16_0_ym19_1_1510162417060_2862" class="">
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">Hi,
                              everyone,</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">Time
                              to check in.&nbsp;</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">&nbsp;</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">First, thank you Jane for
                              getting in touch with Primo and bringing
                              him into our loop.&nbsp; I've been in touch
                              with him by email.&nbsp; He writes about
                              Courtney with a heavy heart, tremendous
                              devotion, and a faith that I hope will see
                              him through.&nbsp; I've been shedding a lot of
                              tears lately; Primo and Courtney are up
                              there among the reasons why.&nbsp; And then
                              there is Nan Fry.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Update on my status:</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">George and I have closed on a
                              house in town, on the golf course to which
                              we belong.&nbsp; We can move in November 13th.&nbsp;
                              Right now we have little to move.&nbsp; I
                              remind myself that when we first were
                              married all we needed was a bed, and we
                              made good use of it.&nbsp; Now we need one just
                              as much - for sleeping.&nbsp; Some other items
                              will come in handy as well.&nbsp; Bottom line,
                              we need to get a few furnishings before we
                              move in, but this is no big deal.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">We are currently staying in a
                              different house (not the one we have
                              bought).&nbsp; The owners are in Arizona for
                              the winter, so we can stay here until we
                              get settled in our house.&nbsp; We prefer to be
                              in our house sooner than later, however.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Since the fire, I've learned a
                              lot about insurance coverage.&nbsp; Our
                              company, State Farm, provides different
                              adjusters for automobiles, dwelling, and
                              contents.&nbsp; We've settled the 2 cars, hope
                              to have the dwelling settled soon (who
                              knows what that means?) and have yet to
                              make a dent in the arduous task of
                              itemizing the contents of the house.&nbsp; The
                              way I understand it is that we will
                              receive the depreciated value (based on
                              current replacement cost) of the items
                              lost in the fire (everything).&nbsp; There is a
                              2-year timeframe in which one must replace
                              the items. When we replace an item, we
                              will receive the difference between the
                              depreciated value and the replacement
                              cost.&nbsp; What a nightmare for all
                              concerned.&nbsp; There were at least 5000
                              mostly high-end homes destroyed in this
                              fire in Sonoma County.&nbsp; There is no way
                              they can all be rebuilt and refurnished
                              within 2 years.&nbsp; The insurance companies
                              are going to have to extend that 2-year
                              limit.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">My
                              days vary.&nbsp; Some days I seem to be ok.&nbsp;
                              Some days I begin to shake with anxiety
                              when I awake.&nbsp; Some nights I sleep; others
                              not so much.&nbsp; We survivors often feel as
                              if we've lost our minds.&nbsp; I'm not sure I
                              truly comprehend what has happened.&nbsp; I
                              cannot take it in.&nbsp; The enormity of the
                              destruction is just overwhelming.&nbsp; That
                              word is apt.&nbsp; I cannot bear to drive by
                              residential neighborhoods that were
                              formerly green and tree-filled and full of
                              life and now are just gray and black and
                              skeletal.&nbsp; As one says, it's like a
                              war-zone, as if a bomb went off.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">I've tried to sift through the
                              ashes in a part of the house where I had
                              some jewelry.&nbsp; I give up after two
                              minutes.&nbsp; Our house is just a pile of
                              ashes with assorted metal hulks of
                              appliances, furnace, automobiles.&nbsp; Our
                              piano is a set of metal strings.&nbsp; Our
                              china and crystal is welded into ugly
                              globs of broken bits glued with molten
                              glass, charcoaled wood, and ash.&nbsp; Our
                              wooded property is brown and black.&nbsp; I'm
                              hoping some of the old oak trees survive.&nbsp;
                              OK, this is making me cry.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">You get the picture.&nbsp; Yesterday
                              as I drove by one horribly ruined area of
                              town I cursed and screamed in my car,
                              yelling at the top of my lungs to
                              whomever.&nbsp; I want to kill whoever let this
                              happen, but of course there is no one to
                              blame.&nbsp; It was an act of nature (although
                              some are suing the electric company).&nbsp; A
                              similar fire burned the same area in 1964
                              - I had seen burnt fence posts along my
                              property line.&nbsp; The difference is that
                              then there were no houses in the way. &nbsp;</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Enough.&nbsp; I've sounded off here.&nbsp;
                              I am sad and angry, but not all the time.&nbsp;
                              When I get down I realize I must put on my
                              armor and fight.&nbsp; I'm not re-reading this
                              because I am on my way out the door, so
                              apologies to Miss Jarrell(?)</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Again, thank you for all your
                              support.&nbsp; I love you all.</div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
                            </div>
                            <div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Nancy</div>
                          </div>
                        </div>
                      </div>
                    </div>
                  </div>
                  <br class="">
                  ______________________________<wbr class="">_________________<br class="">
                  oxford63 mailing list<br class="">
                  <a href="mailto:oxford63@mailman.cyber-community.com" target="_blank" moz-do-not-send="true" class="">oxford63@mailman.cyber-communi<wbr class="">ty.com</a><br class="">
                  <a href="http://mailman.cybermesa.com/mailman/listinfo/oxford63" rel="noreferrer" target="_blank" moz-do-not-send="true" class="">http://mailman.cybermesa.com/m<wbr class="">ailman/listinfo/oxford63</a><br class="">
                  <br class="">
                </blockquote>
              </div>
              <br class="">
            </div>
            <br class="">
            ______________________________<wbr class="">_________________<br class="">
            oxford63 mailing list<br class="">
            <a href="mailto:oxford63@mailman.cyber-community.com" moz-do-not-send="true" class="">oxford63@mailman.cyber-<wbr class="">community.com</a><br class="">
            <a href="http://mailman.cybermesa.com/mailman/listinfo/oxford63" rel="noreferrer" target="_blank" moz-do-not-send="true" class="">http://mailman.cybermesa.com/<wbr class="">mailman/listinfo/oxford63</a><br class="">
            <br class="">
          </blockquote>
        </div>
      </div>
      <br class="">
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      <br class="">
      <pre wrap="" class="">_______________________________________________
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</pre>
    </blockquote>
    <br class="">
  </div>

_______________________________________________<br class="">oxford63 mailing list<br class=""><a href="mailto:oxford63@mailman.cyber-community.com" class="">oxford63@mailman.cyber-community.com</a><br class="">http://mailman.cybermesa.com/mailman/listinfo/oxford63<br class=""></div></blockquote></div><br class=""></div></body></html>