<html><head><meta http-equiv="Content-Type" content="text/html charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">What a challenge in all regards Nancy…you sound brave though grief stricken <div class="">in the face of all the horrific details not least of which is the with holding stingy insurance industry. Two years ago a friend’s house burned to the ground-she hired someone whose speciality was dealing with insurance and helping her recreate and itemize every one of her possessions down to her eyebrow pencil! She found him enormously helpful, stress reducing and ultimately successful.</div><div class="">I wish you all the best through this grueling time,</div><div class="">Nanny-Co<br class=""><div><blockquote type="cite" class=""><div class="">On Nov 9, 2017, at 2:57 PM, <a href="mailto:oxford63@mailman.cyber-community.com" class="">oxford63@mailman.cyber-community.com</a> wrote:</div><br class="Apple-interchange-newline"><div class="">
<meta http-equiv="Content-Type" content="text/html; charset=utf-8" class="">
<div text="#000000" bgcolor="#FFFFFF" class="">
<font face="Calibri" class="">Debbie -<br class="">
<br class="">
<font face="Calibri" class="">I think you nailed it!<br class="">
<br class="">
<font face="Calibri" class="">Nancy -<br class="">
<br class="">
<font face="Calibri" class="">I'm glad your angry, and I <font face="Calibri" class="">hope that expressing your feelings will
slowly dissipate <font face="Calibri" class="">the <font face="Calibri" class="">terrible</font></font> loss. The
shopping might be fun... <br class="">
<br class="">
<font face="Calibri" class="">We all spent time in Hartford, but
really, one wonders about insurance companies these
days. Hope State Farm comes through in the end.</font><br class="">
<br class="">
</font></font></font></font></font>
<div class="moz-signature"><br class="">
*** Jane ***<br class="">
<br class="">
Cyber Mesa Telecom<br class="">
Santa Fe Headquarters<br class="">
Tel 505-988-9200<br class="">
<br class="">
<a href="http://www.cybermesa.com/ContactUs.htm" class=""><i class="">Local Contact
Numbers</i></a>
<br class="">
<br class="">
<br class="">
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</div>
<div class="moz-cite-prefix">On 11/9/2017 11:23 AM,
<a class="moz-txt-link-abbreviated" href="mailto:oxford63@mailman.cyber-community.com">oxford63@mailman.cyber-community.com</a> wrote:<br class="">
</div>
<blockquote type="cite" cite="mid:CAKkig=jU+mJu9Hv09pgQsYt_-zDEzFzsdg3iBimOat2=y7AKaw@mail.gmail.com" class="">
<div dir="auto" class="">Ahhh, Nancy -
<div dir="auto" class=""><br class="">
<div dir="auto" class="">
<div dir="auto" class="">How frightening - the fire, smoke, heat ...</div>
<div dir="auto" class="">How heartbreaking - the loss, the ruin ...</div>
<div dir="auto" class="">How aggravating - the bureaucracy, the
details ...</div>
<div dir="auto" class="">How intense - the rage, the anger ...</div>
<div dir="auto" class=""><br class="">
</div>
<div dir="auto" class="">How healing - the love of family, friends
... </div>
<div dir="auto" class="">How comforting - a new home, new bed! ... </div>
<div dir="auto" class="">How hopeful - new beginnings, new paths ...</div>
<div dir="auto" class=""><br class="">
</div>
<div dir="auto" class=""> ... a blessing - you and George are, on
so many levels, ok!</div>
<div dir="auto" class=""><br class="">
</div>
<div dir="auto" class="">Your email, Nancy, was so raw and honest
.... I felt honored that you shared all that with us.</div>
<div dir="auto" class=""><br class="">
</div>
<div dir="auto" class="">Holding you in the Light ...</div>
<div dir="auto" class="">With love and hugs,</div>
<div dir="auto" class="">Debbie E</div>
<div dir="auto" class=""><br class="">
</div>
<div dir="auto" class=""><br class="">
</div>
</div>
</div>
</div>
<div class="gmail_extra"><br class="">
<div class="gmail_quote">On Nov 8, 2017 2:11 PM, <<a href="mailto:oxford63@mailman.cyber-community.com" moz-do-not-send="true" class="">oxford63@mailman.cyber-community.com</a>>
wrote:<br type="attribution" class="">
<blockquote class="gmail_quote" style="margin:0 0 0
.8ex;border-left:1px #ccc solid;padding-left:1ex">
<div dir="ltr" class="">Dear Nancy,
<div class=""> I can't imagine what you are going through, but
want to send wishes for you and George that this will
get steadily better. Thinking of you. </div>
<div class="">Franny</div>
</div>
<div class="gmail_extra"><br class="">
<div class="gmail_quote">On Wed, Nov 8, 2017 at 12:37 PM,
<span dir="ltr" class=""><<a href="mailto:oxford63@mailman.cyber-community.com" target="_blank" moz-do-not-send="true" class="">oxford63@mailman.cyber-<wbr class="">community.com</a>></span>
wrote:<br class="">
<blockquote class="gmail_quote" style="margin:0 0 0
.8ex;border-left:1px #ccc solid;padding-left:1ex">
<div class="">
<div style="background-color: rgb(255, 255, 255); font-family: 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px;" class="">
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207" class="">
<div id="m_6806417001252535583m_5968598372613470820yui_3_16_0_ym19_1_1510162417060_2863" class="">
<div style="background-color: rgb(255, 255, 255); font-family: 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 13px;" id="m_6806417001252535583m_5968598372613470820yui_3_16_0_ym19_1_1510162417060_2862" class="">
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">Hi,
everyone,</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">Time
to check in. </div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""> </div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">First, thank you Jane for
getting in touch with Primo and bringing
him into our loop. I've been in touch
with him by email. He writes about
Courtney with a heavy heart, tremendous
devotion, and a faith that I hope will see
him through. I've been shedding a lot of
tears lately; Primo and Courtney are up
there among the reasons why. And then
there is Nan Fry.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Update on my status:</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">George and I have closed on a
house in town, on the golf course to which
we belong. We can move in November 13th.
Right now we have little to move. I
remind myself that when we first were
married all we needed was a bed, and we
made good use of it. Now we need one just
as much - for sleeping. Some other items
will come in handy as well. Bottom line,
we need to get a few furnishings before we
move in, but this is no big deal.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">We are currently staying in a
different house (not the one we have
bought). The owners are in Arizona for
the winter, so we can stay here until we
get settled in our house. We prefer to be
in our house sooner than later, however.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Since the fire, I've learned a
lot about insurance coverage. Our
company, State Farm, provides different
adjusters for automobiles, dwelling, and
contents. We've settled the 2 cars, hope
to have the dwelling settled soon (who
knows what that means?) and have yet to
make a dent in the arduous task of
itemizing the contents of the house. The
way I understand it is that we will
receive the depreciated value (based on
current replacement cost) of the items
lost in the fire (everything). There is a
2-year timeframe in which one must replace
the items. When we replace an item, we
will receive the difference between the
depreciated value and the replacement
cost. What a nightmare for all
concerned. There were at least 5000
mostly high-end homes destroyed in this
fire in Sonoma County. There is no way
they can all be rebuilt and refurnished
within 2 years. The insurance companies
are going to have to extend that 2-year
limit.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class="">My
days vary. Some days I seem to be ok.
Some days I begin to shake with anxiety
when I awake. Some nights I sleep; others
not so much. We survivors often feel as
if we've lost our minds. I'm not sure I
truly comprehend what has happened. I
cannot take it in. The enormity of the
destruction is just overwhelming. That
word is apt. I cannot bear to drive by
residential neighborhoods that were
formerly green and tree-filled and full of
life and now are just gray and black and
skeletal. As one says, it's like a
war-zone, as if a bomb went off.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">I've tried to sift through the
ashes in a part of the house where I had
some jewelry. I give up after two
minutes. Our house is just a pile of
ashes with assorted metal hulks of
appliances, furnace, automobiles. Our
piano is a set of metal strings. Our
china and crystal is welded into ugly
globs of broken bits glued with molten
glass, charcoaled wood, and ash. Our
wooded property is brown and black. I'm
hoping some of the old oak trees survive.
OK, this is making me cry.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">You get the picture. Yesterday
as I drove by one horribly ruined area of
town I cursed and screamed in my car,
yelling at the top of my lungs to
whomever. I want to kill whoever let this
happen, but of course there is no one to
blame. It was an act of nature (although
some are suing the electric company). A
similar fire burned the same area in 1964
- I had seen burnt fence posts along my
property line. The difference is that
then there were no houses in the way. </div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Enough. I've sounded off here.
I am sad and angry, but not all the time.
When I get down I realize I must put on my
armor and fight. I'm not re-reading this
because I am on my way out the door, so
apologies to Miss Jarrell(?)</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Again, thank you for all your
support. I love you all.</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class=""><br class="">
</div>
<div id="m_6806417001252535583m_5968598372613470820yiv9307198207yui_3_16_0_ym19_1_1510157650973_23299" dir="ltr" class="">Nancy</div>
</div>
</div>
</div>
</div>
</div>
<br class="">
______________________________<wbr class="">_________________<br class="">
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<br class="">
</blockquote>
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<br class="">
</div>
<br class="">
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<br class="">
</blockquote>
</div>
</div>
<br class="">
<fieldset class="mimeAttachmentHeader"></fieldset>
<br class="">
<pre wrap="" class="">_______________________________________________
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</blockquote>
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